How to use your state's ESA for tutoring

Eighteen states now offer Education Savings Accounts (ESAs), programs that provide families with $4,000 to $10,000 or more per child, per year, for approved education expenses, including tutoring. If your family has an ESA, those funds can pay for Aristotle.

No ESA in your state? You still have options.

Aristotle is live and ready in six states. In several others, your funds can be used today through reimbursement or a provider request. Wherever you live, we handle the paperwork.

How it works: in approved states, your state pays Aristotle directly from your child's account through ClassWallet or Odyssey, whichever platform your state uses. You pay nothing out of pocket. Some states use other systems, or none at all, and in most cases we can still work with them.

Alabama

Alabama's CHOOSE Act ESA launched in 2025–26 and runs on ClassWallet. It is currently open to families at or below 300% of the federal poverty level, and beginning in 2027–28, all Alabama families will qualify. The award is $7,000 per student at participating schools, or $2,000 per homeschooled student (maximum $4,000 per family). Apply at chooseact.alabama.gov between January and March each year. The program is fully funded this year, with approximately 34,000 students approved.

To use CHOOSE Act funds for Aristotle, fill out the form above and we will take it from there.

See our dedicated Alabama ESA page.

Arizona

Arizona's Empowerment Scholarship Account runs on ClassWallet, where Aristotle is live and ready. The state created the nation's first ESA in 2011 and opened it to all students in 2022. With more than 100,000 participants, it is the largest program in the country. Awards run roughly $7,100 to $10,500 for grades 1–12, and substantially more for students with disabilities. Any K-12 student not enrolled full-time in public school qualifies, with no income caps. Applications are accepted year-round at esaportal.azed.gov, and completed applications are processed within 30 days.

To pay for Aristotle, request an invoice through the form above and submit it in ClassWallet. Arizona pays us directly, so nothing comes out of your pocket.

See our dedicated Arizona ESA page.

Arkansas

Arkansas runs its Education Freedom Account on ClassWallet, where Aristotle is live and ready. The program has been open to every Arkansas K-12 student since 2025–26, including homeschoolers. The award is $7,208 for 2026–27, disbursed quarterly. Apply between March and June 1 each year via the Arkansas Department of Education; renewals are handled in ClassWallet.

To pay for Aristotle, request an invoice through the form above and submit it in ClassWallet. Arkansas pays us directly, so nothing comes out of your pocket.

See our dedicated Arkansas ESA page.

Florida

Florida operates the largest school choice system in the country. The three programs most relevant here are FES-EO, FES-UA, and PEP, administered by scholarship organizations including Step Up For Students and AAA. Step Up families use EMA, while AAA families use AAA’s portal.

FES-EO serves private school families, is open to all, and averages approximately $8,000. FES-UA serves students ages 3 to 22 with disabilities, has no income limit, and averages $10,000, reaching $34,000 at higher support levels; waitlists are common, so apply early. PEP serves homeschooling families and part-time learners at $7,400 to $12,000 by county.

Applications generally run from February through April through Step Up For Students or AAA Scholarship Foundation. PEP applications for 2026–27 are now closed.

Florida permits reimbursement for eligible educational software and tutoring expenses, subject to program approval. Fill out the form above and we will help confirm the appropriate expense category and prepare the required documentation.

See our dedicated Florida ESA page.

Georgia

The Georgia Promise Scholarship launched in 2025–26 for students zoned to the state's lowest-performing schools, and it runs on Odyssey. The award is $6,500 per year, disbursed quarterly, for students zoned to a bottom-quartile public school who attended Georgia public school the prior year (or are entering kindergarten), with income priority below 400% of the federal poverty level. Apply at mygeorgiapromise.org; the next application windows are August 1–31 and November 1–30. The program enrolled fewer students than its available funding supported in its first year, but awards are not guaranteed if eligible applications exceed available funds.

For help determining how Georgia Promise funds may be used for Aristotle, fill out the form above.

See our dedicated Georgia ESA page.

Indiana

Indiana runs two programs on ClassWallet. The first, INESA, serves K-12 students with an IEP or service plan, and siblings may also qualify; Aristotle is an approved INESA provider, live and ready. Awards run up to approximately $20,000 depending on disability level and district (2026–27 funding levels), with siblings up to approximately $8,000. Applications open March 1 at the state portal; details at in.gov/tos/inesa. The program is now administered by the Indiana Department of Education.

To pay for Aristotle, request an invoice through the form above and submit it with ClassWallet Direct Pay.

Indiana's second program, the Career Scholarship Account (CSA), provides $5,000 per year for students in grades 10–12 enrolled in approved career, apprenticeship, or work-based learning programs, with roughly 2,000 seats funded for 2026–27. Applications run March 1 through October 1 at in.gov/tos/csa. CSA funds cover career coaching, credentials, and training; academic tutoring is generally not an eligible expense, so most Aristotle families will use INESA.

See our dedicated Indiana ESA page.

Iowa

Iowa's Students First ESA runs on Odyssey and has been open to all Iowa students since 2025–26, with one important requirement: the student must attend an accredited private school, because Iowa does not offer a homeschool track. The award is $8,148 for 2026–27, applied after tuition and fees. Apply between April and June via the Odyssey portal; details at educate.iowa.gov. Remaining funds may be used for tutoring, but only from state-approved providers in the Odyssey Marketplace.

To make Aristotle available for your Students First funds, fill out the form above.

See our dedicated Iowa ESA page.

Louisiana

The LA GATOR Scholarship replaced Louisiana's voucher program beginning in 2025–26 and runs on Odyssey. Awards are $15,253 for students with disabilities, $7,626 for families below 250% of the federal poverty level, and $5,243 for other eligible students. Apply through the Louisiana Department of Education. Last spring's application window lasted only 16 days (March 1–16), so plan ahead for next year. Demand significantly exceeds funding, and priority groups (prior voucher students, students with disabilities, and lower-income families) are funded first.

To use LA GATOR funds for Aristotle, fill out the form above.

See our dedicated Louisiana ESA page.

Mississippi

Mississippi's Special Needs ESA has been running since 2015 and pays through a state reimbursement portal rather than a wallet vendor. It is available to students with an active IEP within the past three years who leave public school, with no income caps. The award is up to $8,007 (2025–26), reimbursed quarterly. Apply at mdek12.org/specialeducation/esa; renewals are automatic.

Because Mississippi reimburses documented expenses, you can pay for Aristotle directly, submit your documentation, and receive reimbursement. Fill out the form above and we will prepare the required paperwork.

See our dedicated Mississippi ESA page.

Montana

Montana's Special Needs ESA serves students with IDEA-qualifying disabilities. Awards average approximately $6,600 and are reimbursed by the Office of Public Instruction rather than paid through a wallet platform. Application windows run May 1 to June 1 and November 1 to December 1 at opi.mt.gov. Please note: a court ruled the program's funding mechanism unconstitutional in late 2025. The state is appealing, and availability for 2026–27 is uncertain, so check the OPI page before planning around these funds.

Montana reimburses documented expenses, so you can pay for Aristotle directly and submit for reimbursement. Fill out the form above and we will prepare the paperwork.

See our dedicated Montana ESA page.

New Hampshire

New Hampshire's Education Freedom Account runs on ClassWallet, where Aristotle is live and ready. The program has been open to all New Hampshire families since June 2025, when the income cap was removed. Awards typically run $4,600 to $4,900, and up to approximately $9,000 with additional aid for income level, English learners, or disabilities. Apply at nh.scholarshipfund.org and complete verification by July 15 to receive the full-year award. The program is capped at 12,500 seats for 2026, with priority for lower-income families.

To pay for Aristotle, request an invoice through the form above and submit it with ClassWallet Direct Pay. The Children's Scholarship Fund reviews it and pays us directly, so you never pay up front.

See our dedicated New Hampshire ESA page.

North Carolina

North Carolina's ESA+ runs on ClassWallet and serves students with eligible disabilities, with no income cap. Awards are $9,000 base and $17,000 for certain designated disabilities. The priority window runs February through early March at k12.ncseaa.edu. Tutoring is an eligible expense in math, science, English/language arts, social studies, and foreign language.

To use ESA+ funds for Aristotle, fill out the form above.

See our dedicated North Carolina ESA page.

South Carolina

South Carolina's Education Scholarship Trust Fund runs on ClassWallet. The award is $7,634 for 2026–27, for families at or below 500% of the federal poverty level, with priority below 300%. Apply at sc-estf-program.com; the priority window opens in mid-January. This year's 15,000 seats filled quickly and produced a waitlist of more than 8,000 families, so apply as soon as the window opens. Tutoring is an eligible expense, along with tuition, therapies, curriculum, and transportation.

To use ESTF funds for Aristotle, fill out the form above.

See our dedicated South Carolina ESA page.

Tennessee

Tennessee runs three programs, all administered through Student First Technologies. The Education Freedom Scholarship is the state's new universal program, offering $7,530 across 35,000 seats (all reserved for 2026–27), primarily for private school tuition; the application window lasts roughly two weeks each January (tn.gov/education/efs). The ESA Pilot serves eligible families in Memphis, Nashville, and Chattanooga. Full-year 2026–27 awards are $10,093.89 in Hamilton County and $10,132.54 in Nashville and Memphis-Shelby County. Tutoring is eligible; the September 1–October 15 application window is for second-semester entry and provides half the full-year award (tn.gov/education/esa). The IEA serves students with specific qualifying disabilities at $7,000 to $12,800, with tutoring covered; the next window is expected in February 2027 (tn.gov/education/iea).

Tennessee families can fill out the form above and we will help identify the right program.

See our dedicated Tennessee ESA page.

Texas

Texas runs two programs, one on Odyssey and one on ClassWallet. TEFA (Texas Education Freedom Accounts) is the state's new flagship program: initial funds reached nearly 73,000 students on July 1, 2026, and the program crossed 100,000 funded students on August 13. Awards are approximately $10,474 for private school students (up to $30,000 for students with disabilities) and $2,000 for homeschoolers. The application lottery runs February through March at educationfreedom.texas.gov. PDSES (Parent-Directed Special Education Services) is a one-time $1,500 grant for public school students with an IEP, with applications each April at pdses.tea.texas.gov.

An important note on PDSES: funds can be used only with approved providers. Families can request help getting a provider approved and added to the platform. Fill out the form above and we will help initiate that process.

See our dedicated Texas ESA page.

Utah

The Utah Fits All Scholarship runs on the Odyssey marketplace, where Aristotle is live and ready. It is open to all Utah students with no income cap, with priority for renewals and families below 200% of the federal poverty level. Awards are $8,000 for private school students and $4,000 to $6,000 for homeschoolers, depending on age. Returning-student applications run March 1–May 31, and new-student applications run April 1–May 1 at schools.utah.gov/utahfitsallscholarship. The program is operating normally while a court appeal is pending.

To pay for Aristotle, find us in the Odyssey marketplace and check out with scholarship funds.

See our dedicated Utah ESA page.

West Virginia

West Virginia's Hope Scholarship, administered through Student First Technologies, opens to all West Virginia students beginning in 2026–27. Private school and homeschool students qualify for the first time, and more than 20,000 new families applied this year. The award is $5,435 for 2026–27, disbursed quarterly. Apply March 2 through June 15 for full funding at hopescholarshipwv.gov; later applications receive prorated awards. Tutoring is an eligible expense with no category cap, meaning homeschooling families may apply the entire award toward tutoring.

To use Hope Scholarship funds for Aristotle, fill out the form above.

See our dedicated West Virginia ESA page.

Wyoming

Wyoming's Steamboat Legacy Scholarship runs on the Odyssey Marketplace, where Aristotle is live and ready. It is open to all Wyoming students at $7,000 per year, with pre-K available for lower-income families. The state Supreme Court lifted the program's injunction in May 2026, allowing funding to proceed while the underlying constitutional lawsuit continues in district court. Apply at edu.wyoming.gov; this year's window ran July 6 through August 6, with decisions by September 1.

To pay for Aristotle, find us in the Odyssey Marketplace and pay directly from your account.

See our dedicated Wyoming ESA page.

No ESA in your state?

Families in other states still have several options.

529 plans now cover tutoring. As of January 2026, federal law allows withdrawals of up to $20,000 per year, per student, from a 529 plan for K-12 expenses, now including tutoring from a qualified outside tutor, curriculum, and test fees. Some states have not yet updated their tax rules, so review your state's treatment.

A federal scholarship program begins in 2027. Donors fund Scholarship Granting Organizations, which award K-12 scholarships, including for tutoring, to families below 300% of area median income. Participation requires a state-level election; follow the IRS guidance for your state's status.

Your state may offer vouchers or tax-credit scholarships. Pennsylvania (EITC), Ohio (EdChoice), Oklahoma (up to $7,500 per student), and Wisconsin (Parental Choice) all fund private education. These programs generally cover tuition rather than tutoring, but they can free up family budget for it. Idaho families can use the Empowering Parents microgrant, $1,000 per student for tutoring, curriculum, and technology.

New ESA legislation passes every year. The EdChoice dashboard tracks every state's programs, and so do we. Tell us your state in the form above and we will contact you as soon as your funds can be used for Aristotle.

Frequently asked questions